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The downpayment for your BTO flat represents the first major financial hurdle in your homeownership journey. It’s not just about having enough savings; it’s about understanding the various payment schemes, eligibility criteria, and financing options available to make this process more manageable.
BTO Downpayment in Singapore: Your Complete Guide (2026) Read More »
In Singapore, one of the important factors shaping your mortgage payments is the Singapore Overnight Rate Average, or SORA. This benchmark which underpins many floating-rate home loans across the island, has been on a downtrend since early 2025, reaching levels not seen since late 2022.
Navigating the SORA Downtrend: A Homeowner’s Guide to Refinancing in Singapore Read More »
Stamp duties are the government’s way of taxing property transactions, and they serve a few purposes: cooling an overheated market, curbing excessive investment, and giving Singaporeans an edge over foreign buyers.
Stamp Duty on Home Purchases in Singapore: A Detailed Breakdown Read More »
Learn about decoupling property in Singapore, including reasons, process, costs, and differences between HDB and private properties.
Decoupling Property in Singapore: A Comprehensive Guide Read More »
Learn how to secure a mortgage as a self-employed in Singapore. This guide covers income verification, essential documents, TDSR, and eligibility tips.
Mortgage for Self-Employed: A Guide for Singaporeans Read More »
Owning a home in Singapore is a dream worth celebrating—but the interest on your mortgage? Not so much. With rates that can shift and climb, finding ways to cut those costs can save you thousands and get you closer to owning your home outright.
3 Ways to Reduce Your Mortgage Interest Read More »
A downpayment is your upfront stake in a property’s purchase price, with the rest covered by a home loan. Think of it as your financial foot in the door. A larger initial contribution—whether for an HDB flat or a condo—can shrink your loan, cut interest costs, and lighten your monthly repayments.
How Much Downpayment Do You Need for a Home Loan? Your Ultimate Guide Read More »
Understand property tax in Singapore with this comprehensive guide. Learn how it’s calculated, the tax rates, exemptions, payment methods, and more.
Property Tax Singapore: A Comprehensive Guide Read More »
A beginner’s budgeting guide to buying their first property – 2024 Buying a property in Singapore may seem like a
A beginner’s budgeting guide to buying their first property – 2024 Read More »