GETTING THE RIGHT MORTGAGE

HDB Loan vs Bank Loan in Singapore

When buying an HDB flat in Singapore, homeowners usually finance the purchase using either an HDB housing loan...

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What Is an In-Principle Approval (IPA) for a Home Loan in Singapore?

An IPA is the only credible benchmark of affordability before signing an Option to Purchase (OTP). With tight...

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How to Buy a BTO Flat in Singapore: Step-by-Step Guide (2026)

Build-To-Order (BTO) flats are the most common entry point for Singaporean households into property ownership. Managed by the...

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Bridging Loans Guide for HDB to Condo Upgraders

A bridging loan is a short-term, temporary loan designed to "bridge" the financial gap between two property transactions....

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Your Guide to CPF Housing Grants in Singapore

Unlock your dream home with CPF Housing Grants. Learn about EHG, PHG, and HDB grants for singles to...

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Understanding the Loan-to-Value (LTV) Ratio in Singapore

What is Loan-to-Value (LTV) in Singapore? Discover how this ratio impacts your borrowing power & downpayment for HDB,...

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Property Inheritance in Singapore: Tax & Mortgage Choices

Learn about inheritance law in Singapore, and what happens when you inherit a home with an existing mortgage...

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Investing in a Second Home in Singapore: ABSD and Financing

Learn about financing your second home in Singapore, including property taxes, loans, ABSD rates and Seller's Stamp Duty...

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Understanding Your Mortgage Repayment Options in Singapore

Facing repayment difficulties? This guide explains your options, from communicating with your lender to refinancing. Get advice on...

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