An IPA is the only credible benchmark of affordability before signing an Option to Purchase (OTP). With tight OTP timelines and strong competition in the market, buyers who secure an IPA are able to act decisively and avoid costly financing surprises.
What Is an In-Principle Approval (IPA) for a Home Loan in Singapore? Read More »
Build-To-Order (BTO) flats are the most common entry point for Singaporean households into property ownership. Managed by the Housing & Development Board (HDB), these flats are newly constructed and sold below market prices, subject to eligibility conditions.
How to Buy a BTO Flat in Singapore: Step-by-Step Guide (2025) Read More »
Learn about financing your second home in Singapore, including property taxes, loans, ABSD rates and Seller’s Stamp Duty (SSD) updates.
Investing in a Second Home in Singapore: ABSD and Financing Read More »
Demystify Singapore’s property cooling measures. Learn how ABSD, LTV, TDSR, and MSR affect buyers and sellers. Get expert advice for navigating the market.
Impact of Property Cooling Measures on Singapore’s Market Read More »
The downpayment for your BTO flat represents the first major financial hurdle in your homeownership journey. It’s not just about having enough savings; it’s about understanding the various payment schemes, eligibility criteria, and financing options available to make this process more manageable.
BTO Downpayment in Singapore: Your Complete Guide (2025) Read More »
A downpayment is your upfront stake in a property’s purchase price, with the rest covered by a home loan. Think of it as your financial foot in the door. A larger initial contribution—whether for an HDB flat or a condo—can shrink your loan, cut interest costs, and lighten your monthly repayments.
How Much Downpayment Do You Need for a Home Loan? Your Ultimate Guide Read More »
Learn how to read your mortgage statement and understand its key components, including loan summary, payment information, and interest calculations.
A Guide to Decoding Your Mortgage Statement Read More »
Learn how the TDSR impacts your home loan eligibility in Singapore. Discover how to calculate and strategies to optimise it for better loan affordability.
Breaking Down the TDSR: Your Key to Understanding Loan Affordability Read More »
Calculate your maximum loan amount with our guide to loan eligibility in Singapore. Understand TDSR, LTV, and other factors that impact mortgage affordability.
Decoding Loan Eligibility: How Much Can You Borrow? Read More »
Learn about securing loans for BUC properties in Singapore, including benefits, risks, eligibility criteria, and application process.
Comprehensive Guide to BUC Property Loans in Singapore Read More »
Discover everything about bridging loans in Singapore, including types, eligibility, application process, and key advantages and disadvantages.
A Comprehensive Guide to Bridging Loans in Singapore Read More »