Is engaging a mortgage broker the right move for you? Engaging a mortgage broker in Singapore can be a significant step in your home loan journey, whether you’re a first-time homebuyer or looking to refinance your current mortgage. A mortgage broker acts as a liaison between you and potential lenders, providing a service that can […]
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Mortgage Insurance – Compulsory or Excessive? In Singapore, homeownership is a significant milestone. However, the journey doesn’t end with the purchase of a home. Protecting this valuable asset and ensuring financial security for your family is equally important. This is where mortgage insurance comes into play. Often overlooked, mortgage insurance is a critical safety net
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Your handbook to understanding mortgage better – 2024 Navigating the mortgage landscape in Singapore can be complex, especially with the ever-changing economic conditions and interest rates. As we move into 2024, it’s essential to understand the current financial climate and how it affects your mortgage options. With the Federal Reserve’s recent stance on interest rates,
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A beginner’s budgeting guide to buying their first property – 2024 Buying a property in Singapore may seem like a daunting ordeal, with plenty of property and mortgage jargon, along with ever changing regulations. The first aspect should always be proper budgeting, as knowing your figures well will help you to better understand your available
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Refinancing your home loan is a decision that many homeowners in Singapore face at some point. It involves replacing your existing mortgage with a new one from another bank, often with better terms or lower interest rates. But is refinancing always the right choice? This article will explore the three basic options you have as you approach the end of your current mortgage package’s lock-in period.
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Bankers will require you to provide a list of documents for the facilitation of your home loan application. Different situations will call for different documents, here’s a general checklist on how to retrieve common documents.
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