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A bridging loan is a short-term, temporary loan designed to “bridge” the financial gap between two property transactions. For HDB owners, it allows you to secure the downpayment for your new condo while waiting for the sales proceeds from your existing HDB flat.
How to Buy a BTO Flat in Singapore: Step-by-Step Guide (2025) Read More »
A bridging loan is a short-term, temporary loan designed to “bridge” the financial gap between two property transactions. For HDB owners, it allows you to secure the downpayment for your new condo while waiting for the sales proceeds from your existing HDB flat.
Bridging Loans Guide for HDB to Condo Upgraders Read More »
Unlock your dream home with CPF Housing Grants. Learn about EHG, PHG, and HDB grants for singles to reduce costs. Maximise your homeownership potential!
Your Guide to CPF Housing Grants in Singapore Read More »
What is Loan-to-Value (LTV) in Singapore? Discover how this ratio impacts your borrowing power & downpayment for HDB, private properties, and ECs.
Understanding the Loan-to-Value (LTV) Ratio in Singapore Read More »
Learn about inheritance law in Singapore, and what happens when you inherit a home with an existing mortgage or home loan.
Property Inheritance in Singapore: Tax & Mortgage Choices Read More »
Learn about financing your second home in Singapore, including property taxes, loans, ABSD rates and Seller’s Stamp Duty (SSD) updates.
Investing in a Second Home in Singapore: ABSD and Financing Read More »
Facing repayment difficulties? This guide explains your options, from communicating with your lender to refinancing. Get advice on mortgage loan.
Understanding Your Mortgage Repayment Options in Singapore Read More »
Demystify Singapore’s property cooling measures. Learn how ABSD, LTV, TDSR, and MSR affect buyers and sellers. Get expert advice for navigating the market.
Impact of Property Cooling Measures on Singapore’s Market Read More »
When securing a home loan in Singapore, first-time homebuyers have two primary pathways: approaching a bank directly or engaging a mortgage broker. The optimal choice depends on the buyer’s individual circumstances, knowledge of the market, and personal preferences.
Bank vs Mortgage Broker in Singapore – Which to Choose? Read More »
The downpayment for your BTO flat represents the first major financial hurdle in your homeownership journey. It’s not just about having enough savings; it’s about understanding the various payment schemes, eligibility criteria, and financing options available to make this process more manageable.
BTO Downpayment in Singapore: Your Complete Guide (2025) Read More »
In Singapore, one of the important factors shaping your mortgage payments is the Singapore Overnight Rate Average, or SORA. This benchmark which underpins many floating-rate home loans across the island, has been on a downtrend since early 2025, reaching levels not seen since late 2022.
Navigating the SORA Downtrend: A Homeowner’s Guide to Refinancing in Singapore Read More »