Your Guide to CPF Housing Grants in Singapore
Unlock your dream home with CPF Housing Grants. Learn about EHG, PHG, and HDB grants for singles to reduce costs. Maximise your homeownership potential!
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Understanding the Loan-to-Value (LTV) Ratio in Singapore
What is Loan-to-Value (LTV) in Singapore? Discover how this ratio impacts your borrowing power & downpayment for HDB, private properties, and ECs.
Understanding the Loan-to-Value (LTV) Ratio in Singapore Read More »
Property Inheritance in Singapore: Tax & Mortgage Choices
Learn about inheritance law in Singapore, and what happens when you inherit a home with an existing mortgage or home loan.
Property Inheritance in Singapore: Tax & Mortgage Choices Read More »
Investing in a Second Home in Singapore: ABSD and Financing
Learn about financing your second home in Singapore, including property taxes, loans, ABSD rates and Seller’s Stamp Duty (SSD) updates.
Investing in a Second Home in Singapore: ABSD and Financing Read More »
Understanding Your Mortgage Repayment Options in Singapore
Facing repayment difficulties? This guide explains your options, from communicating with your lender to refinancing. Get advice on mortgage loan.
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Impact of Property Cooling Measures on Singapore’s Market
Demystify Singapore’s property cooling measures. Learn how ABSD, LTV, TDSR, and MSR affect buyers and sellers. Get expert advice for navigating the market.
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Bank vs Mortgage Broker in Singapore – Which to Choose?
When securing a home loan in Singapore, first-time homebuyers have two primary pathways: approaching a bank directly or engaging a mortgage broker. The optimal choice depends on the buyer’s individual circumstances, knowledge of the market, and personal preferences.
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BTO Downpayment in Singapore: Your Complete Guide (2025)
The downpayment for your BTO flat represents the first major financial hurdle in your homeownership journey. It’s not just about having enough savings; it’s about understanding the various payment schemes, eligibility criteria, and financing options available to make this process more manageable.
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Navigating the SORA Downtrend: A Homeowner’s Guide to Refinancing in Singapore
In Singapore, one of the important factors shaping your mortgage payments is the Singapore Overnight Rate Average, or SORA. This benchmark which underpins many floating-rate home loans across the island, has been on a downtrend since early 2025, reaching levels not seen since late 2022.
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Stamp Duty on Home Purchases in Singapore: A Detailed Breakdown
Stamp duties are the government’s way of taxing property transactions, and they serve a few purposes: cooling an overheated market, curbing excessive investment, and giving Singaporeans an edge over foreign buyers.
Stamp Duty on Home Purchases in Singapore: A Detailed Breakdown Read More »
Decoupling Property in Singapore: A Comprehensive Guide
Learn about decoupling property in Singapore, including reasons, process, costs, and differences between HDB and private properties.
Decoupling Property in Singapore: A Comprehensive Guide Read More »